Finding the right shade of Technology

In the era of internet technology the access to banking services through digital channels continue to grow with the time. This is one of the buzz word in the current scenario especially in India that too after the major revolution in banking i.e. Demonetization. So these have alleged to be effective, trustworthy and informative. The implementation has evolved from the traditional method of banking by not bounding to any operational timing, the services can be offered at a miniscule cost, fund transfers can be made to any area without any outstation charges and may more.

With these, the security issue is at most concern for the customers/users, as they advised not to provide any account related information over the phone or unsecured emails. Based on the finding the @TheOfficialSBI has initiated a many efforts to create awareness on the safe usage of IT products and against the prevalence of digital banking frauds.

Customers must beware of fraudsters pretending to represent banks over phone, emails or any other social media platforms. ATM is one where customer frequently visits to withdraw money, check balance and others while doing this make sure to cover the PIN pad while you enter your PIN. And must avoid dodgy looking and stand alone ATM in low lit areas and Stick to ATMs that are physically installed in a bank premises.

The customers must be aware of the new kind of hacking i.e. Skimming and cloning, the thieves may install the skimming devices in the ATM machines, the skimming will capture the complete details of the inserted ATM card including the CVV number and that will be replicated with the method of cloning. So make sure to have an eye on the “CARD inserting area” must be glowing with twinkling lights and avoid withdrawing cash on the weekends, the thieves tend to install skimming devices on a weekend as when they know the bank won’t be open again for more than 24/48 hours.

While doing online payments customers will receive an email requesting to open a copy of payment notification. It will prompt you to login via the email attachment. When you open the attachment in the email, it will be redirected to a fake banking website. In an attempt to steal banking details will be requested to login. As soon as you enter your login details on the screen, it will redirect to a successfully logged out screen. The fraudsters will now be in a position to access your banking profile. So customers must avoid redirecting to unauthorized payment notification.

Without the support of the customers the bank alone cannot eradicate the scams under SAFE usage of I.T. Everyone must aware of the dark side of the technology must try to overcome it and must enjoy the Benefits of its usage and ease of operation by joining the #SbiComputerSecurityDay which will enrich the knowledge level of customer and would enhance towards safe usage of the IT products.

Review: The Three Wise Monkeys

Starting with an interesting title The Three Wise Monkeys, an opt title with all the wits and fun that carries throughout the novel and makes the readers to grab the attention.  The book has got loads of fun and filled with lime light puns.
It’s the story of three Chartered Accountants CA named Amar Alwani, Akbar Khan and Anthony D’Douza where it has their career start, struggle, little pinch of love story and the lady luck factor. 🙂

The real beauty of the book is the way it has communicated as it has covered with full of humor with many financial jargon’s. And it had filled with the message of try try and try again. No matter how many times, if our work is good it will taste the success for sure.
the story brings issues of corruption, black money and money laundering packed in a pun and comical story of a trio of ‘Three wise monkeys’.

On a different note, A neat journey the speaks how a lazy and don’t want to work peaople has achived in the end with lots of hard work and lady luck. Though the characters are added more but we must thank the author Jeet Gian for such a good narration. Totally its complete blend of laughter and enjoyable.

Ratings- 4 out of 5 stars.

PayPal : For Transforming India

Are you sure about this? My friend in Australia catechized. We were discussing over the phone about secure payment transfer across the country, as he wanted to send his saved earnings to his dad in India. Having used the PayPal before, I recommended PayPal, as it is convenient, hassle free and secure! 🙂

PayPal, is one of the most trusted digital wallet across the globe, leading with innovation, PayPalis building payments for the future with its technology based on the core values of trust, safety and security. Yes, these are all important attributes, which people look for in the financial segment. PayPal establishes a real connection to money and helps in securely transferring money without sharing financial information and provides flexibility across platforms for payment needs. Being one of the biggest service providers in the finance sector with presence in 203 countries and accepting 100 currencies. 🙂

PayPal is now looking to expand its business and digitalizing the Indian financial sector. Considering the diversity of the Indian market where one can find all kinds of products, which are in huge demand across the globe. With PayPal, even small-scale businesses can directly receive money from the buyers without any trouble. With the digitalization of money, PayPal has made it easier for retailers to reach out to the end consumer and sell products online. As PayPal’s global network of span across 169 million customers in 203 countries, anyone can receive payments via PayPal for the goods and services they export.  To encourage business in India, PayPal has partnered with SBI, which will allows SBI debit card holders to use a digital payment gateway for buying products from foreign websites and also enable MSME customers to access a secure payment solution. SBI’s partnership with  is one of kind as it enables to consumers transact across 145 countries where Pay Pal is present.  PayPal allows small, medium and big Indian entrepreneurs to sell their products and services to clients overseas with the security of receiving payments through PayPal. 🙂

 Dhruv Sawhney, GM Technology, Bangalore
Dhruv Sawhney, GM Technology, Bangalore

During the interaction with Dhruv Sawhney, GM Technology at Bangalore who shared key insights on the PayPal’s plan for India, mentioned encouraging the technology talent in India for boosting tech startups and student entrepreneurs. PayPal setup the two-world class global technology product centre and Start Tank in Chennai and Bangalore, with over 1300 highly skilled technologists. This Start tank aims to identify and incubate the country’s next generation tech startups. These start-ups receive technology mentor-ship and infrastructure support from PayPal, as well as business mentor-ship from charter members.  It is one of the biggest platform for talent that India is producing in terms of engineers and helps counter the problem of Brain Drain, where our talent can get the access to benefits and insights into small scale business operations allowing them to carry out operations on a global scale with Trust, Safety and Security. 🙂

With PayPal’s diverse base, which has no gender gap, it brings forward great opportunities for women technologists. Not only are they providing only opportunities but are also follow a caring nature towards their employees. Usually a company will lose a significant number of women employees once they pregnancy and post conceiving, PayPal has taken one step ahead and ensure they are supportive of their employees with Flexible work arrangements, cab rides for women in their third trimester to and fro the office, top gynecologist in-house to see to mothers’/women’s’ needs.

They also provide a fun work atmosphere and build a good relationship with the co-workers by having Spice clubs, afternoon socials and a diet kitchen and gym. 🙂

As a great man said, “Success isn’t the key to happiness. Happiness is the key to success. If you love what you’re doing and you work hard you will be Successful”. With all these steps PayPal is focused on empowering people and transforming India. 🙂

WhatsApp hits Big Screen!

WhatsApp for pc ?

WhatsApp for Desktop ?

Yeah, For all these Googling Questions, Finally WhatsApp recently launched it’s desktop version.Its like a Web App and compatible only with Google Chrome.

Fullscreen capture 1222015 102907 AM.bmp

All you need to do is

* Update WhatsApp in Google Store

* Go to in Google Chrome

2015_01_22_10.23.26* For Android and Windows users Open WhatsApp — go to Menu — WhatsApp Web — scan the QR code inside your WhatsApp smartphone app displayed at in Google Chrome


Then, you must keep your phone connected to the Internet and enjoy your WhatsApp messaging on your Big Screen 🙂